Monday, February 9, 2009

Due Diligence for buyers

There are certain issues that buyers are advised to do "due diligence" on. One of these issues is the question of whether or not the property you are interested in purchasing is located in a flood zone. On page one of the four page Consumer Disclosure Information Form, prospective buyers and sellers are advised that

Real estate agents do not have the expertise to offer advice concerning various conditions such as, but not limited to...flood hazard areas...

The paragraph goes on to cite many areas that buyers should exercise due diligence in. To that end, prospective buyers with questions about whether or not a property they are interested in purchasing is located in a flood zone are advised to

a) contact the local planning department - HRPDC
or
b) contact FEMA to determine the need for flood insurance. http://www.fema.gov/hazard/flood/info.shtm
c) My broker also advises that you check with the company that you plan to purchase your homeowner's insurance through, and have them check for the need for flood insurance for this property.

Sending info about HRPDC, I noticed the slideshow of different Hampton Roads locales on the site. It was fun and pretty easy to ID most of them, and I thought I'd post them here. While saving them, I noticed that I could "check" my answers, as most images were named in a way that ID'd them. It was funny to notice that the one that could be anywhere, the generic sunset, was just named sunset, so I still can't tell you where that one was taken. :->

This one is quite obviously in Yorktown.



A building on the campus of William & Mary, possibly the Wren building.
Um, I think the sign gave the VA Beach fishing pier away.
Ocean View fishing pier I had to throw the Ocean View fishing pier in too.


This sunset could be anywhere, as water is everywhere in Hampton Roads.






Norfolk cruise ship.




Norfolk is the only local city that has a skyline like this. Plus the Bank of America building gives it away in one, as does the huge cruise ship in the other.







This one threw me a bit. I was trying to remember the event where the replicas of the Nina, Pinta, and Santa Maria sailed up from VA Beach to Jamestown. Turns out this is a shot of Harborfest.






This one threw me too. I thought it was at one of the shipyards, but these apparently are not works in progress. They are at the naval base.










Coleman Bridge, Yorktown side, going to Gloucester/Middle Peninsula.







Chesapeake City Hall. I remember this from when I worked in Chesapeake. City Hall and the other municipal buildings are way out away from business and shopping centers, on a long winding road pretty much by themselves. I always thought the red in the building was interesting.











The Chrysler. Chrysler And here's my shot of it in daylight.










This one got me too. I thought it was either Yorktown beach or one of the beaches on Shore Drive - Chix Beach it is. There's too much beach there to be Yorktown, and there are condos visible; there are none of those in Ytown.











Downtown Hampton - Virginia Air & Space Center.












Definitely Portsmouth. Can tell by the paddlewheel ferry that carries folk in summer and spring back and forth across the Elizabeth River between Portsmouth & Norfolk, and that very odd shaped building which I've forgotten the name of.

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